People throughout Ohio may be able to file bankruptcy if they’re struggling financially and need assistance. With the debts written off through a discharge or restructured into more affordable payment levels, people can create a more stable fin…
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An Ohio resident considering bankruptcy may have exhausted numerous strategies for dealing with debts, but it is important to understand that pre-bankruptcy credit counseling is required prior to filing. This counseling must occur within the 180-day…
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Ohio residents with unpaid medical bills may soon notice a rise in their credit scores. FICO has recently announced changes to the way that medical debt is calculated, and the average person with medical debt will reportedly see a 25-point increase i…
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Many Ohio residents know what it is to deal with the burden of debt. This financial weight is often terribly exacerbated by aggressive debt collection efforts from agencies that knowingly skirt or break the law. It is essential for anyone in such a s…
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When trying to determine the difference between Chapter 7 bankruptcy and Chapter 13 bankruptcy, individuals in Ohio might benefit from knowing about all of their options. A recent article discussed two strategies that a person might pursue when tryin…
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Most people think of bankruptcy only as a form of debt relief. While it’s true that filing for bankruptcy can eliminate debt and help you overcome many of your financial challenges, it brings with it the added benefit of providing different kin…
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Nobody wants to file for bankruptcy, whether for business or personal reasons. There are situations, however, in which normal debt relief just won’t work. Bankruptcy exists as a helpful option for those who find themselves facing financial challeng…
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Being burdened by significant debt can become immensely stressful, and it is capable of diminishing a person’s capacity to enjoy everyday activities. Constant pressure from collection agencies can make you feel threatened, and it is incredibly…
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Stating the obvious would be saying that maintaining our health is important in our lives. Although we in the United States have some of the best health care available to us, it comes with a price. In fact, medical debt is a common reason why individ…
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Last year, 1.2 million people made the decision to file for bankruptcy. As many of us in Akron know, bankruptcy is often the result of debilitating debt. At a certain point, you just need relief. When a person decides to file for bankruptcy, however,…
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