Individuals in Ohio may have heard the advice to pull one’s credit report frequently to see what is being reported. This is an important step in keeping a credit report accurate and credit scores high. This can also reduce the possibility that…
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Ohio residents with credit card debts may be interested in finding out if credit card companies can garnish their retirement funds. While some personal accounts are exempt from garnishment in many circumstances, others are not. First of all, a credit…
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In June of 2014, a consumer website conducted a poll asking site visitors whether or not they were embarrassed by their credit card balances. This question was prompted by another survey that found that people are more likely to be embarrassed by the…
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As a consumer, it may be beneficial to keep credit card debt to a minimum. According to a recent survey by a financial website, the average credit card debt was $10,902. The amount was slightly lower for those under the age of 30 and was slightly hig…
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Ohio residents may be interested to learn of a disturbing new trend emerging among debt collectors. When late-night telephone calls or in-person visits fail to yield the desired results, some debt collectors have begun filing lawsuits against consume…
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The threat of student loan debt has been widely reported, but it’s only one of the problems facing students who are trying to make their way in the world. The unfortunate truth about debt is that it is all compounding. Struggling to pay off student…
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Student loans, mortgages, late fees and interest rates all can amass to large debt, but where does all this debt consolidate? For many people in Ohio and throughout the U.S., payments toward debts are made using credit cards. While credit cards are u…
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Life is full of expenses, and it can be all too easy to run into debt. Interest rates on loans and credit cards are often high, and before long, you can find yourself with a seemingly insurmountable problem. Debt settlement companies may appear to be…
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An Ohio state representative is sponsoring a bill that aims to help people who use debt-settlement institutions for debt relief. Financial challenges such as credit card debt, bankruptcy, unemployment and foreclosure have, unfortunately, afflicted ma…
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Many people in Ohio have a credit card balance. While having some credit card debt is manageable, if you don’t keep up with it, it can end up weighing you down in a way that can seriously affect your well-being. Of course, the most obvious way…
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