» credit card debt

U.S. CREDIT CARD DEBT DOWN IN 2014, BUT DUE TO DEFAULTS

Ohio residents who carry credit card debt could be interested in these facts according to the Federal Reserve. Total U.S. credit card debt as of September was $881.8 billion. U.S. mortgages and student loan debts are the first and second highest U.S.… Read More
Read More

GETTING OUT OF CREDIT CARD DEBT

When people get into overwhelming credit card debt in Ohio, they may feel like the debt crept up on them. However, credit card debt is usually something that accumulates gradually before it becomes unmanageable. Because most people are given a low cr… Read More
Read More

OHIO STATUTE OF LIMITATIONS FOR CREDIT CARD DEBT

Any resident of Ohio or individual who agreed to a credit card contract in Ohio may enjoy the protection that the state statute of limitations on the enforcement of contracts provides. Credit card companies that attempt to collect on a debt after mor… Read More
Read More

OHIO RETIREES FACING MOUNTING DEBTS

Ohio residents may be interested to learn that as the Baby Boom generation approaches retirement age, many of its members are finding that they are saddled with considerable amounts of debt. The generation may face a number of different debts, includ… Read More
Read More

CONSUMER CREDIT CARD DEBT INCREASING

Ohio residents are likely aware that many Americans are struggling with high levels of consumer debt. While expenses such as installment loans and medical bills play an important role, it’s credit card debt that often causes the greatest proble… Read More
Read More

EXPERTS OFFER TIPS FOR REDUCING CREDIT CARD DEBT

Many residents of Ohio are part of millions of others around the country who are plagued by seemingly unmanageable credit card debt. While making the minimum payment will keep bill collectors from calling constantly, there are some ways in which a co… Read More
Read More

VERIFICATION OF DEBTS

For Ohio residents who are being contacted about credit card debt, it is vital to understand personal rights when it comes to paying debt. However, a person who is being pressured to pay a debt, especially one he or she believes may be incorrect, doe… Read More
Read More

TIMES IT MIGHT BE OKAY TO HAVE HIGH CREDIT CARD DEBT

As a general rule of good financial responsibility, a person should focus on minimizing their debt. This is especially true of high-interest balances, including credit card debt. There are times, however, when an Ohio resident may consider carrying a… Read More
Read More

PAYING DOWN DEBT QUICKLY

Ohio residents might be interested in learning more about how to pay off debt quickly. A reader of a national column on personal finances recently asked for advice on the fastest way to pay down credit card debt. They had incurred $50,000 in debt, wi… Read More
Read More

OHIO HEIRS MAY NOT BE RESPONSIBLE FOR CREDIT CARD DEBT

In some cases, when someone passes away, along with assets and property left over for heirs, there are also debts. Once someone dies, things like credit card debt might not pass on to their heirs. When a person dies, their estate is composed of their… Read More
Read More