There’s a lot more to bankruptcy than one might initially think. The first reaction may be one of unnecessary negativity, with bankruptcy often being related to insurmountable debt or other such financial struggles. However, bankruptcy is not a mar…
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Nobody wants to see their business fail. Business owners invest their lives into something, and they understandably do all that they can to prevent it from going under. Unfortunately, if the business starts to fail, owners may find themselves struggl…
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Life is full of expenses, and it can be all too easy to run into debt. Interest rates on loans and credit cards are often high, and before long, you can find yourself with a seemingly insurmountable problem. Debt settlement companies may appear to be…
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Being burdened by significant debt can become immensely stressful, and it is capable of diminishing a person’s capacity to enjoy everyday activities. Constant pressure from collection agencies can make you feel threatened, and it is incredibly…
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An Ohio state representative is sponsoring a bill that aims to help people who use debt-settlement institutions for debt relief. Financial challenges such as credit card debt, bankruptcy, unemployment and foreclosure have, unfortunately, afflicted ma…
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Many people in Ohio have a credit card balance. While having some credit card debt is manageable, if you don’t keep up with it, it can end up weighing you down in a way that can seriously affect your well-being. Of course, the most obvious way…
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Facing overwhelming debt can be a challenging experience. When creditors start coming after you, it is easy to become frightened or intimidated. Fortunately, there are ways to slow down the process, allowing you decide the best way to move forward. R…
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Chapter 13 bankruptcy is a way for people to reorganize their debt while avoiding collection activities such as wage garnishment and foreclosure. Since 2010 national filings for bankruptcy have declined. However, even though the economy is improving,…
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As some Ohio residents know, filing for bankruptcy as a way to save a home from foreclosure is not uncommon. Sometimes lenders are willing to make modifications to a mortgage to help a family or individual remain in a home. What happens, however, if…
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Debt is a reality of life for many of us in Ohio. This is especially true around the holidays when our judgments are susceptible to the whims of the season. The pressure to provide gifts for friends and family can push us past the limits of our bank…
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