Blog/Articles

An Ohio resident considering bankruptcy may have exhausted numerous strategies for dealing with debts, but it is important to understand that pre-bankruptcy credit counseling is required prior to filing. This counseling must occur within the 180-day… Read More

Debt collection lawsuits are increasingly common in Ohio and around the country, and studies indicate that most defendants in these cases do not participate in the legal process, often resulting in default judgments against them. A 2010 report by the… Read More

Many residents of Ohio are part of millions of others around the country who are plagued by seemingly unmanageable credit card debt. While making the minimum payment will keep bill collectors from calling constantly, there are some ways in which a co… Read More

Ohio residents with unpaid medical bills may soon notice a rise in their credit scores. FICO has recently announced changes to the way that medical debt is calculated, and the average person with medical debt will reportedly see a 25-point increase i… Read More

For Ohio residents who are being contacted about credit card debt, it is vital to understand personal rights when it comes to paying debt. However, a person who is being pressured to pay a debt, especially one he or she believes may be incorrect, doe… Read More

As a general rule of good financial responsibility, a person should focus on minimizing their debt. This is especially true of high-interest balances, including credit card debt. There are times, however, when an Ohio resident may consider carrying a… Read More

While bankruptcy can stay on one’s credit report for between seven and 10 years, it can be a powerful tool for eliminating excessive debt and escaping harassing tactics of creditors. It is important to understand that not all debt can be discha… Read More

Ohio residents might be interested in learning more about how to pay off debt quickly. A reader of a national column on personal finances recently asked for advice on the fastest way to pay down credit card debt. They had incurred $50,000 in debt, wi… Read More