» bankruptcy

Debt collection lawsuits are increasingly common in Ohio and around the country, and studies indicate that most defendants in these cases do not participate in the legal process, often resulting in default judgments against them. A 2010 report by the… Read More

Many residents of Ohio are part of millions of others around the country who are plagued by seemingly unmanageable credit card debt. While making the minimum payment will keep bill collectors from calling constantly, there are some ways in which a co… Read More

For Ohio residents who are being contacted about credit card debt, it is vital to understand personal rights when it comes to paying debt. However, a person who is being pressured to pay a debt, especially one he or she believes may be incorrect, doe… Read More

As a general rule of good financial responsibility, a person should focus on minimizing their debt. This is especially true of high-interest balances, including credit card debt. There are times, however, when an Ohio resident may consider carrying a… Read More

Ohio residents might be interested in learning more about how to pay off debt quickly. A reader of a national column on personal finances recently asked for advice on the fastest way to pay down credit card debt. They had incurred $50,000 in debt, wi… Read More

In some cases, when someone passes away, along with assets and property left over for heirs, there are also debts. Once someone dies, things like credit card debt might not pass on to their heirs. When a person dies, their estate is composed of their… Read More

Individuals in Ohio may have heard the advice to pull one’s credit report frequently to see what is being reported. This is an important step in keeping a credit report accurate and credit scores high. This can also reduce the possibility that… Read More

Ohio residents with credit card debts may be interested in finding out if credit card companies can garnish their retirement funds. While some personal accounts are exempt from garnishment in many circumstances, others are not. First of all, a credit… Read More