It is possible to stop or delay a foreclosure or eviction through bankruptcy. Filing Chapter 7 bankruptcy stalls foreclosure and gives you an opportunity to assess the situation. Additionally, it may also stall an eviction proceeding from starting and eliminate missed rental payments and damages. Chapter 13 bankruptcy stops foreclosure completely and allows you to pay back the deficiency in an affordable payment plan.
If you want to stop foreclosure as well as deal with most or all of your other outstanding debt and obtain a "financial fresh start," call Graham & Associates today at 866-529-9010 to schedule a free, no obligation and confidential consultation with one of our experienced bankruptcy lawyers. If you have an extra few minutes before your consultation, please fill out our optional intake form and email it to firstname.lastname@example.org .
In Chapter 7 bankruptcy, you may be able to discharge any secondary liens on your home, such as a judicial lien or a lien placed on your house by way of a court judgment. This process is known as lien stripping. A qualified bankruptcy attorney at Graham & Associates can analyze your specific situation and let you know if you qualify.
In Chapter 13 bankruptcy, you may be able to discharge any secondary liens on your home, including a second mortgage, home equity line of credit, or a lien placed on your house by way of a court judgment. This process is known as lien stripping and is possible if your house is upside down (or "underwater") in value. If the value of your house is less than what you owe on your first mortgage, you may be able to pay only the first mortgage and discharge the second one (and other liens as well) by filing Chapter 13 bankruptcy.
If you need foreclosure help, let Graham & Associates help you get the fresh start you deserve. During your free initial consultation, our experienced attorneys explain the bankruptcy process to you in detail, answer all of your questions, explain the benefits of bankruptcy, dispel bankruptcy myths and describe how we can stop foreclosure in Ohio.
Call us toll-free at 866-529-9010 or contact us online to arrange a fast and friendly evaluation. Weekend and evening hours are available by appointment. Payment plans are always available.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.