What if you filed bankruptcy before?

Many of our clients have a prior bankruptcy (or more than one. Filing another bankruptcy is fairly common.  If it has been over eight (8) years since your last Chapter 7 Bankruptcy, then there is normally no issue in filing another bankruptcy.

If it has not been at least eight (8) years since your last Chapter 7 Bankruptcy, you will not be eligible for another Chapter 7 bankruptcy, but that does not mean Graham & Associates cannot help you.  We can almost always file a Chapter 13 bankruptcy to potentially greatly reduce the amount that you will have to repay.  Again, you must schedule a free, no obligation consultation with us to figure out what your best course of action is.