Ohio Bankruptcy Law Lawyers

Helping You Gain a Fresh Start

At Graham & Associates Law Offices, LLC, we arm clients with the information they need to make difficult decisions about bankruptcy and debt relief. To schedule a consultation to discuss your concerns with an Ohio bankruptcy law attorney, please contact us online. If you are considering bankruptcy, we will help you get through your financial difficulties with ease. We'll be with you at every step of the process and beyond as you rebuild your credit and head toward financial stability and independence.

Types of Bankruptcy

If you are considering filing for bankruptcy, it is important to know and understand your debt relief options:

  • Chapter 7 bankruptcy — This is the most common and often simplest form of bankruptcy. Chapter 7 bankruptcy is available for individuals, legally married spouses (as a joint filing) and businesses. It is designed to eliminate most debts, often without the loss of property such as houses, vehicles, personal property or retirement savings.
  • Chapter 13 bankruptcy — This type of bankruptcy is designed to reduce and eliminate most debts through an affordable payment plan, often without the loss of property such as houses, vehicles, personal property or retirement savings. This option is often used to prevent foreclosure or repossession, to resolve or get out of legal proceedings that have already commenced, and in many cases to reduce a current vehicle payment and interest rate. People who have already filed Chapter 7 in the past eight years can still file Chapter 13 bankruptcy.
  • Chapter 11 bankruptcy — Chapter 11 bankruptcy is offered as a way to reorganize the business debts of an operating corporation or personal debts. It is normally available only for businesses and certain individuals or couples with more complex or larger amounts of debt.
  • Chapter 12 bankruptcy — This type of bankruptcy is designed to reduce and eliminate most types of debt through an affordable payment plan, similar to Chapter 13, but specifically for family farmers or fishermen. It is available for both individuals and legally married spouses (as a joint filing).
  • Debt negotiation/mediation/settlement — These methods are sometimes used in lieu of a bankruptcy filing in an attempt to settle with creditors to resolve debt issues and reduce or eliminate creditor collection efforts. These options are available for both individuals and legally married spouses, as well as businesses.

Information Related to Bankruptcy

Our knowledgeable consumer and business debt relief lawyers and staff will thoroughly explain the bankruptcy process and answer all of your questions regarding:

Contact Us: Filing for Bankruptcy in Cleveland, Akron, Youngstown and Canton

Our firm's focus is bankruptcy law. We will provide you a professional, experienced and honest assessment of your case. Let us help you get the fresh start you deserve.

Call us toll free at 866-529-9010 or contact us online to arrange a free, fast and friendly evaluation. Weekend and evening hours are available by appointment.

Payment plans are always available.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.