Ohio Bankruptcy Debt Relief Attorneys

If you are drowning in debt or living paycheck to paycheck, filing for bankruptcy may give you the fresh start you need.

At Graham & Associates, our Ohio bankruptcy and debt relief lawyers and highly trained staff will guide you through the entire bankruptcy process. We will discuss all of your options with you, including Chapter 7 bankruptcy and Chapter 13 bankruptcy, to find you the debt relief option that best fits your individual need. Contact us to learn how we can help.

Discharging Debt Through Bankruptcy

Many types of debt can be discharged or reduced through bankruptcy:

  • Credit cards
  • Utilities
  • Car repossessions
  • Medical bills
  • Payday loans
  • Cellphone bills
  • Uninsured accident and/or driver's license reinstatement expenses
  • Lawsuits and judgments
  • Attorney fees
  • Bounced checks and closed bank accounts
  • Foreclosure deficiencies
  • Many judgment liens on real estate
  • Many other types of miscellaneous debts

Our experienced attorneys will walk you through the bankruptcy process, explain the benefits of bankruptcy and dispel any bankruptcy myths.

Lien Stripping

In Chapter 13 bankruptcy, you may be able to discharge any secondary liens on your home, including a second mortgage or home equity line of credit or a lien placed on your house by way of a court judgment. This is known as lien stripping. This is possible if your house is upside down (or "underwater") in value. If the value of your house is less than what you owe on your first mortgage, through filing Chapter 13, you may be able to pay only the first mortgage and discharge the second one (or other liens as well) completely.

In Chapter 7 bankruptcy, you may be able to discharge any secondary liens on your home, such as judicial liens or a lien placed on your house by way of a court judgment. This is known as lien stripping. A qualified bankruptcy attorney at Graham & Associates will be able to analyze your specific situation and let you know if you qualify.

Eliminate Credit Card Debt in Youngstown, Canton, Akron
Contact Us Today

To schedule a free consultation, call us toll free at 866-529-9010 or contact us online. Weekend and evening hours are available by appointment. Payment plans are always available.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.