Should I File for Bankruptcy?

Bankruptcy allows you to make a fresh financial start. Creditors' telephone calls stop, debt collection stops, car repossessions and mortgage foreclosures stop, and other lawsuits or threatened collection efforts such as wage garnishment or bank account attachment are either stopped or significantly reduced or delayed.

Bankruptcy filing will not stop your credit score from ever improving. In fact, in many instances, it is the easiest and best method to improve your FICO score. Call Graham & Associates Law Offices, LLC, in Akron, Canton, Youngstown at 866-529-9010.

Should I File for Bankruptcy?

You should file bankruptcy if you are interested in:

  • Stopping creditor harassment and collections
  • Eliminating or reducing most of your unsecured debts such as credit cards, medical bills, utility balances, loans, repossessions, bad bank accounts, rent and landlord bills, and more
  • Eliminating or reducing your high interest rates
  • Stopping lawsuits and judgments
  • Stopping wage garnishment
  • Stopping utility shut-offs or re-establishing service
  • Unfreezing your bank accounts
  • Getting your driver's license reinstated
  • Delaying evictions (for renters)
  • Eliminating many types of old tax liabilities
  • Potentially removing judgment liens and/or secondary mortgages or equity liens from your home
  • Rebuilding your credit
  • Keeping your house
  • Keeping your car
  • Keeping your bank accounts
  • Keeping your mobile home
  • Keeping your personal property

The bankruptcy and debt relief offered by Graham & Associates provides both short- and long-term financial relief and improvement. We can help you quickly stop immediate issues like creditor harassment and collections. We can also immediately begin resolving long-term debt issues you may be facing such as those listed above and throughout our website.

The bankruptcy process is often completed in about three months. In most cases, you will keep your house and car during and after bankruptcy. The only way you will know is if you meet with one of our experienced attorneys. During your free initial consultation, we will go over the whole process in detail and fully address any questions or concerns.

Contact an Ohio Bankruptcy Lawyer

To find out more about the benefits of bankruptcy — including how to keep your house and car — call us toll free at 866-529-9010 or contact us online. We do not share any information you provide, nor are you under any obligation to hire us after your consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.